5415 87th Street E
Bradenton, FL 34211
P: 941.684.0100
F: 941.684.0109

Aaron Alfano has litigated and managed both first-party and third-party insurance matters throughout the State of Florida for more than twenty years. Aaron’s practice over two decades has covered a wide spectrum, and has included construction defect cases, professional liability, medical malpractice, product liability, premises liability, automobile liability and commercial litigation. With respect to first-party matters, Aaron has handled hundreds of sinkhole, wind, hurricane, water, and fire losses, as well as the insurance “bad faith” claims arising out of those losses. Aaron also has extensive experience in appellate practice, having successfully argued numerous cases before Florida’s District Courts of Appeal.

Prior to joining Rolfes Henry, Aaron managed the Litigation Department of one of Florida’s largest homeowners’ insurance companies, where he supervised a team of litigation/liability claim examiners, directed case strategies, oversaw the company’s Special Investigative Unit and Subrogation Team, managed all panel counsel handling the company’s litigated claims, and advised the company and claims management on a wide variety of legal issues.


Stetson University College of Law, Tampa, Florida
Juris Doctor, 1995

Florida State University, Tallahassee, Florida
Bachelor of Arts in English, Honors Program Graduate, 1992


  • United States Court of Appeals, Eleventh Circuit
  • United States District Court, Middle District of Florida


  • State of Florida



  • “Technical Truth Serum: 21st Century Fraud Detection,” (2019), presented at Florida Insurance Fraud Education Committee Annual Conference, Orlando, Florida
  • “Writing More Effective Letters and Emails,” (2013), presented at Homeowners Choice Property & Casualty Insurance Company, Inc., Tampa, Florida
  • “Recent Case Law on Compliance With Post-Loss Conditions,” (2008), presented to approximately 600 clients at firm seminar, Florida

Significant Appellate Decisions

  • Colony Beach & Tennis Club Association, Inc., v. Rabin, District Court of Appeal of Florida, Second District, Case No. 2D17-248.
  • Bank of New York Mellon, et al., v. Sandhill, 202 So. 3d 944 (Fla. 5th DCA 2016)
  • The Collection, LLC, v. Intrepid Insurance Co., Eleventh Circuit Court of Appeals, Case No. 15-11758 (no published opinion)
  • Recovery Racing, LLC, v. Intrepid Insurance Company, 169 So. 3d 1189 (Fla. 4th DCA 2015)
  • Intrepid Insurance Company v. TT of Eatonville, Inc., 158 So. 3d 603 (Fla. 5th DCA 2015)
  • Phillips v. Schmidt Bros. Executive Homes, Inc., 888 So. 2d 638 (Fla. 2d DCA 2004)
  • National Union Fire Ins. Co. of Pittsburgh, P.A., v. Michael Phelan, as Assignee of MC Construction, Inc., 838 So. 2d 1167 (Fla. 3d DCA 2003)
  • Ajax Paving Industries, Inc., v. American Home Assurance Corporation, 827 So. 2d 985 (Fla. 2d DCA 2002)
  • Shin-Kobe Elec. Mach. Co., Ltd. v. Rockwell, 750 So. 2d 67 (Fla. 2d DCA 1999)
  • Superfos Construction (U.S.), Inc., v. Hajoca Corporation, 712 So. 2d 1228 (Fla. 2d DCA 1998)
  • Teske v. Davis, 717 So. 2d 1018 (Fla. 2d DCA 1998)


  • Florida Bar Association
  • Sarasota County Bar Association
  • Claims and Litigation Management Alliance